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Institute of Banking and Finance · CMFAS exam

CMFAS CM-EIP: Excluded Investment Products (IBF)

CMFAS CM-EIP (Capital Markets – Excluded Investment Products – Securities, Collective Investment Schemes (EIP) and Foreign Exchange) is a CMFAS exam run by the Institute of Banking and Finance (IBF): 90 questions in 2.5 hours, pass mark 70%, including 3 case studies.

The Monetary Authority of Singapore (MAS) requires it, with CMFAS CM-SIP (Capital Markets – Specified Investment Products), if you advise on securities, and accepts it in place of CMFAS M8 (Collective Investment Schemes) for advising on units in collective investment schemes.

90questions
2.5 hoursduration
70%pass mark
3case studies
IBF study guide: Version 1.1 (November 2024), per IBF's study-guide listing, checked 24 September 2026. Our study notes and practice questions cover this version. Version history →

Exam at a glance

Questions90 multiple-choice, computer-based, including 3 case studies of 3 questions each
Duration2.5 hours
Pass mark70%
ResultsShown on screen after the exam; result slip printable from your IBF Portal account the next business day
CalculatorBring a non-programmable financial calculator (IBF advises this); a formulae sheet is provided

Source: IBF, CMFAS examination details, retrieved 24 September 2026; case studies, calculator and formulae sheet from IBF's CM-EIP Study Guide, "Important Notes about the Examination" (issued to registered candidates, not publicly available).

Who needs CMFAS CM-EIP

IBF describes the CMFAS exams as the licensing exams for capital markets and financial advisory services in Singapore; after passing the relevant modules, candidates must lodge a notification with MAS before they can carry out regulated activities.

For capital markets activities under the Securities and Futures Act, IBF points to MAS Notice SFA 04-N22 for which exams apply to each regulated activity.

For representatives of financial advisers: if you advise on securities as well as units in collective investment schemes, M8 and CMFAS M8A (Collective Investment Schemes II) are not enough: you need CM-EIP and CM-SIP. CM-EIP and CM-SIP also count in place of M8 and M8A. Under Table 1 of MAS Notice FAA-N26, you need CM-EIP and CM-SIP to advise on securities, or on exchange-traded derivatives that are not futures contracts.

Which modules you need depends on the activity, not on who employs you. Your compliance team confirms the modules for your role.

Exemptions: IBF points to MAS Notice SFA 04-N22 for the list of CM-EIP exemptions.

For representatives of financial advisers, you don't need CM-EIP if you hold one of several qualifications or kinds of experience listed in Annex C of MAS Notice FAA-N26, including:

The full list is in the notice.

What changed in 2024, and where CM-EIP fits

What the CMFAS CM-EIP syllabus covers

IBF lists these topics:

  1. Introduction to Investing, Investments and Financial Markets
  2. Risk, Return and Time Value Calculations
  3. Key Drivers of Market Movements and Asset Values
  4. Foreign Exchange
  5. Company Analysis and Understanding Financial Statements
  6. Equity Securities
  7. Deposits and Fixed-Income Securities
  8. Portfolio Management
  9. Exchange Traded Funds (ETFs), Unit Trusts, Real Estate Investment Trusts (REITs) and Insurance
  10. Warrants
  11. Technical Analysis and Quantitative Analysis
  12. Case Studies

CMFAS CM-EIP fees

Per attempt, GST included
IBF corporate membersS$207.10
Non-corporate membersS$250.70

Source: IBF, CMFAS examination details, retrieved 24 September 2026.

Frequently asked questions

What is the passing score for CMFAS CM-EIP?

70%.

How many questions are in the CM-EIP exam, and how long is it?

90 questions in 2.5 hours, including 3 case studies of 3 questions each.

How much is the CM-EIP exam?

S$207.10 for IBF corporate members and S$250.70 for non-corporate members, GST included.

Can I use a calculator in CM-EIP?

Yes. IBF advises candidates to bring a non-programmable financial calculator, and a formulae sheet is provided.

Is CM-EIP the old Module 6?

It replaced Module 6 on 1 April 2024. MAS treats a pass in the old Module 6 as a pass in CM-EIP, subject to the validity rules in MAS Notice FAA-N26.

Preparing for CMFAS CM-EIP?Study notes, exam traps on the mistakes candidates commonly make, and a worked explanation for every practice question. Notes and explanations are also available in Chinese as a paid add-on.

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Last updated: 24 September 2026