🇨🇳 Add-On Feature

Study in English.
Understand in 中文.

The CMFAS exam is in English — but that doesn't mean your study materials have to be. Our Chinese language add-on gives you bilingual support at every step.

Feature 01

Bilingual Study Notes 双语学习笔记

Every chapter's study notes available in both English and Simplified Chinese. Toggle with one tap — your preference is saved automatically.

Study Notes — Chapter 3
EN 中文
投资联结保单（Investment-Linked Policy）将人寿保险保障与投资功能结合为一体。保费被用于购买子基金的单位。
保单持有人承担投资风险（Investment Risk）——如果基金表现不佳，保单价值可能下降。
退保费用（Surrender Charges）在保单的前几年最高，之后逐年递减。
⚠️ 常见考试陷阱

不要将投保利益说明书（Benefit Illustration）与基金事实表（Fund Fact Sheet）混淆——前者展示保单层面的预期回报，后者展示基金层面的表现。

Feature 02

Chinese Explanations 中文解析

After answering any practice or mock exam question, see the explanation in both English and Chinese. Understand why an answer is correct, in the language that's clearest to you.

Practice Mode — Question 7
Under the premium holiday feature of an ILP, since no premium is paid, the insurer sells existing units to pay for ___________.
A
Premium
B
Benefit charges ✓
C
Administrative charges
D
Premium holiday charges
Explanation: The insurer sells existing units to fund the benefit charges that keep the policy's cover in force. Units can't be sold for a premium that isn't being paid (A) — that's the whole point of a premium holiday. The textbook names benefit charges specifically, not administrative charges (C, a separate fee for record-keeping) or a premium holiday charge (D, a separate fee for using the feature itself).
中文解析：保险公司出售现有单位是为了支付维持保单保障所需的保障费用。既然没有缴付保费，就不可能出售单位去支付一笔并不存在的保费（A）——这正是保费假期的重点。教材明确指出是保障费用，而非行政费用（C，用于记录保存的另一项费用）或保费假期费用（D，为使用该功能而另收的费用）。
Feature 03

Vocabulary Flashcards 词汇卡片

100+ key CMFAS terms with English and Chinese definitions. Tap to flip, mark as learned, and track your mastery. Perfect for building financial vocabulary.

Flashcards — M9
English Term
Surrender Value
(SV)
Tap to flip →
→
中文翻译
退保价值
保单持有人在保单到期前退保时可获得的金额，通常扣除退保费用后计算。
Feature 04

Inline Glossary 术语弹窗

Key terms are highlighted throughout your study notes. Tap any highlighted term to see its Chinese translation and definition instantly — no need to switch pages.

Study Notes with Glossary
The Monetary Authority of Singapore regulates all financial advisory activities under the Financial Advisers Act.
All representatives must pass the relevant CMFAS modules before being licensed.
Monetary Authority of Singapore (MAS)
新加坡金融管理局
Singapore's central bank and integrated financial regulator.
新加坡的中央银行和综合金融监管机构。

Add Chinese Support to Any Plan

One-time add-on — no recurring fees. Available for all modules you've purchased.

Single
+$30
Starter
+$50
Comprehensive
+$50
GI Bundle
+$50
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